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作者:Jaffe, Sonia; Shepard, Mark
作者单位:Microsoft; Harvard University; National Bureau of Economic Research
摘要:Policymakers subsidizing health insurance often face uncertainty about future market prices. We study the implications of one policy response: linking subsidies to prices to target a given postsubsidy premium. We show that these price-linked subsidies weaken competition, raising prices for the government and/or consumers. However, price-linking also ties subsidies to health care cost shocks, which may be desirable. Evaluating this tradeoff empirically, using a model estimated with Massachusett...
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作者:Johannesen, Niels; Langetieg, Patrick; Reck, Daniel; Risch, Max; Slemrod, Joel
作者单位:University of Copenhagen; University of London; London School Economics & Political Science; Carnegie Mellon University; University of Michigan System; University of Michigan; University of Michigan System; University of Michigan
摘要:In 2008, the IRS initiated efforts to curb the use of offshore accounts to evade taxes. This paper uses administrative microdata to examine the impact of enforcement efforts on taxpayers' reporting of offshore accounts and income. We find that enforcement caused approximately 50,000 individuals to disclose offshore accounts with a combined value of about $100 billion. Most disclosures happened outside offshore voluntary disclosure programs by individuals who never admitted prior noncompliance....
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作者:Boyer, M. Martin; De Donder, Philippe; Fluet, Claude; Leroux, Marie-Louise; Michaud, Pierre-Carl
作者单位:Universite de Montreal; HEC Montreal; Centre National de la Recherche Scientifique (CNRS); Universite de Toulouse; Universite Toulouse 1 Capitole; Toulouse School of Economics; Laval University; University of Quebec; University of Quebec Montreal; Universite de Montreal; HEC Montreal; National Bureau of Economic Research
摘要:This paper conducts a stated-choice experiment where respondents are asked to rate various insurance products aimed to protect against financial risks associated with long-term care needs. Using exogenous variation in prices from the survey design and individual cost estimates, these stated-choice probabilities are used to predict market equilibrium for long-term care insurance. Our results are twofold. First, information frictions are pervasive. Second, measuring the welfare losses associated...
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作者:Acemoglu, Daron; Fergusson, Leopoldo; Robinson, James; Romero, Dario; Vargas, Juan F.
作者单位:Massachusetts Institute of Technology (MIT); Universidad de los Andes (Colombia); University of Chicago; Columbia University; Universidad del Rosario
摘要:We investigate the use of high-powered incentives for the Colombian military and show that this practice produced perverse side effects. Innocent civilians were killed and misrepresented as guerillas (a phenomenon known in Colombia as false positives). There were significantly more false positives during the period of high-powered incentives in municipalities with weaker judicial institutions and where a higher share of brigades were commanded by colonels, who have stronger career concerns tha...