作者:EDERINGTON, LH
作者单位:University System of Georgia; Georgia State University
作者:TAYLOR, W
作者单位:University of Alabama System
作者:MARCIS, RG; SMITH, VK
作者单位:Federal National Mortgage Association (Fannie Mae); State University of New York (SUNY) System; SUNY Maritime College; Binghamton University, SUNY
作者:KOLODNY, R
作者单位:State University of New York (SUNY) System; Binghamton University, SUNY; SUNY Maritime College
作者:AVIO, KL
作者单位:Western University (University of Western Ontario)