Evaluating the effects of geographic adjustments on poverty measures using self-reported financial well-being
成果类型：
Article
署名作者：
Larrimore, Jeff
署名单位：
Federal Reserve System - USA; Federal Reserve System Board of Governors
刊物名称：
JOURNAL OF POLICY ANALYSIS AND MANAGEMENT
ISSN/ISSBN：
1520-7033
DOI：
10.1002/pam.22633
发表日期：
2025
页码：
295-303
关键词：
摘要：
A central aspect of poverty measurement is identifying the people and places experiencing financial hardships. This paper explores this relationship using the Consumer Financial Protection Bureau's Financial Well-Being Scale, which reflects individuals' self-assessments of financial challenges. Using this measure, for every 1 percentage point increase in a state's official poverty rate for working-age adults, there is a 0.59 percentage point increase in the share with low financial well-being. In contrast, the supplemental poverty rate is negatively correlated with the financial hardship using the CFPB measure. This reflects the supplemental poverty measure's geographic adjustment shifting poverty towards areas with lower rates of financial hardship.
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