Are Women More Credit Constrained? Experimental Evidence on Gender and Microenterprise Returns
成果类型：
Article
署名作者：
de Mel, Suresh; McKenzie, David; Woodruff, Christopher
署名单位：
University of Peradeniya; The World Bank; University of California System; University of California San Diego
刊物名称：
AMERICAN ECONOMIC JOURNAL-APPLIED ECONOMICS
ISSN/ISSBN：
1945-7782
DOI：
10.1257/app.1.3.1
发表日期：
2009
页码：
1-32
关键词：
摘要：
We report on afield experiment providing random grants to microenterprise owners. The grants generated large profit increases for male owners but not for female owners. We show that the gender gap does not simply mask differences in ability, risk aversion, entrepreneurial attitudes, or differences in reporting behavior, but there is some evidence that the gender gap is larger in female-dominated industries. The data are not consistent with a unitary household model, and imply an inefficiency of resource allocation within households. We show evidence that this inefficiency is reduced in more cooperative households. (JEL D13, D14, J16, L25, L26, O12, O16)
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