The Impacts of Microcredit: Evidence from Ethiopia

• 成果类型: Article
• 署名作者: Tarozzi, Alessandro; Desai, Jaikishan; Johnson, Kristin
• 署名单位: Pompeu Fabra University; Barcelona School of Economics; Victoria University Wellington; Harvard University
• 刊物名称: AMERICAN ECONOMIC JOURNAL-APPLIED ECONOMICS
• ISSN/ISSBN: 1945-7782
• DOI: 10.1257/app.20130475
• 发表日期: 2015
• 页码: 54-89
• 关键词: microfinance evidence; credit

摘要

We use data from a randomized controlled trial conducted in 2003-2006 in rural Amhara and Oromiya (Ethiopia) to study the impacts of increasing access to microfinance on a number of socioeconomic outcomes, including income from agriculture, animal husbandry, nonfarm self-employment, labor supply, schooling and indicators of women's empowerment. We document that despite substantial increases in borrowing in areas assigned to treatment the null of no impact cannot be rejected for a large majority of outcomes.