The effects of financial education in the workplace: evidence from a survey of households

• 成果类型: Article
• 署名作者: Bernheim, BD; Garrett, DM
• 署名单位: Stanford University; National Bureau of Economic Research; Cornerstone Research
• 刊物名称: JOURNAL OF PUBLIC ECONOMICS
• ISSN/ISSBN: 0047-2727
• DOI: 10.1016/S0047-2727(01)00184-0
• 发表日期: 2003
• 页码: 1487-1519
• 关键词: household survey; employer-based financial education; asset accumulation

摘要

We use a novel household survey to investigate the effects of employer-based financial education on personal saving. We explore cross-sectional relations between the availability of employer-based financial education and various measures of asset accumulation, and we interpret these patterns in light of various potentially confounding factors. Our findings favor the hypothesis that employer-based financial education stimulates saving, both in general and for retirement. (C) 2003 Elsevier B.V. All rights reserved.