作者：Naimon, Jeffrey P.; Leonhardt, Sasha; Meehan, Sarah B.
摘要：With an estimated one in four borrowers struggling to repay their federal student loans or already in default, the federal student lending program is on the precipice of collapse. Rates of delinquency and default are continuing to rise due to the fractured statutory and regulatory framework enacted by the federal government. Although critics are quick to blame federal student loan servicers for the failings inherent within the federal student loan program, such misplaced blame obfuscates the t...
作者：Cecot, Caroline; Hahn, Robert W.
作者单位：George Mason University; University of Oxford
摘要：Cost-bengfit analysis (CBA) is widely used in agency decisionmaking, summarizing the impacts of an agency's chosen policy. As agency rulemakings have increased in quantity and importance, there has been renewed interest in improving transparency in decisionmaking, especially with respect to the models and data that underlie CBA. Recent proposals have been highly controversial. At least some of the controversy can be attributed to limited information about the usefulness of this type of transpa...
作者：Karmel, Roberta S.
作者单位：U.S. Securities & Exchange Commission (SEC)
摘要：This Article describes the power struggles among the three branches of the federal government and Democrats and Republicans to control rulemaking and other activities at the Securities and Exchange Commission (SEC). Although the SEC was designed to be an independent and nonpartisan agency where Commissioners and staff exercised independent judgment and expertise to protect the investing public form Wall Street depredations, partisan struggles have undermined the agency's work. Instead of prote...
