作者：Ballew, Hailey; Iselin, Michael; Nicoletti, Allison
作者单位：Rice University; University of Minnesota System; University of Minnesota Twin Cities; University of Pennsylvania
摘要：This paper examines the effects of accounting-based thresholds in regulation on growth decisions in the banking industry. To investigate this relation we study changes in growth around the $10 billion asset threshold specified in the Dodd-Frank Act. We first document that, in the years after the new threshold-based regulations are announced, banks slow their asset growth as they approach the threshold and then accelerate their asset growth as they cross the threshold. Next, we document the pri...
