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作者：Lu, Tian; Zhang, Yingjie; Li, Beibei
作者单位：Arizona State University; Arizona State University-Tempe; Peking University; Carnegie Mellon University
摘要：The importance of pursuing financial inclusion to accelerate economic growth and enhance financial sustainability has been well noted. However, studies have provided few actionable insights into how financial institutions can balance the potential socioeconomic trade-off between profitability and equality. One major challenge arises from a lack of understanding of the impacts of various types of market information available on financial equality beyond economic profitability. Another challenge...
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作者：Burton-Jones, Andrew
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作者：Nadj, Mario; Rissler, Raphael; Adam, Marc T. P.; Knierim, Michael T.; Li, Maximilian X.; Maedche, Alexander; Riedl, Rene
作者单位：Dortmund University of Technology; Helmholtz Association; Karlsruhe Institute of Technology; University of Newcastle; Helmholtz Association; Karlsruhe Institute of Technology; Helmholtz Association; Karlsruhe Institute of Technology; Johannes Kepler University Linz
摘要：Flow, the holistic sensation people experience when they act with total involvement, is a known driver for desired work outcomes like task performance. However, the increasing ubiquity of IT at work can disrupt employees' flow. Thus, the impact of IT-mediated interruptions on flow warrants more attention in research and practice. We conducted a NeuroIS laboratory experiment focusing on a typical office work task-an invoice matching task (i.e., matching customer payments to invoices). We manipu...
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作者：Turel, Ofir; Kalhan, Shivam
作者单位：University of Melbourne; University of Melbourne
摘要：Algorithm aversion is an important and persistent issue that prevents harvesting the benefits of advancements in artificial intelligence. The literature thus far has provided explanations that primarily focus on conscious reflective processes. Here, we supplement this view by taking an unconscious perspective that can be highly informative. Building on theories of implicit prejudice, in a preregistered study, we suggest that people develop an implicit bias (i.e., prejudice) against artificial ...
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作者：Wang, Zhao; Jiang, Cuiqing; Zhao, Huimin
作者单位：Hefei University of Technology; Hefei University of Technology; University of Wisconsin System; University of Wisconsin Milwaukee
摘要：With the rapid development of fintech, the need for dynamic credit risk evaluation is becoming increasingly important. While previous studies on credit scoring have mostly focused on single-period loan default prediction, we call for a new avenue-multiperiod default prediction (MPDP)-to depict risk profiles over time. To address the challenges raised by MPDP, such as monotonic default probability prediction and complex relationship accommodation, we propose a novel approach, hybrid and collect...
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作者：Wang, Jingguo; Dong, Meichen; Yang, Zhiyong; Li, Yuan
作者单位：University of Texas System; University of Texas Arlington; Texas State University System; Lamar University; University System of Ohio; Miami University; University of Tennessee System; University of Tennessee Knoxville
摘要：Drawing upon the literatures in information privacy, developmental psychology, and family science, this research investigates how parental online privacy concerns can be passed on to adolescents and affect their self-disclosure on social networking sites. We propose that parental privacy concerns decrease adolescents' self-disclosure both directly (i.e., compliance) and indirectly through adolescents' privacy concerns (i.e., internalization) and that such effects are moderated by parent-child ...
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作者：Abdel-Karim, Benjamin M.; Pfeuffer, Nicolas; Carl, K. Valerie; Hinz, Oliver
作者单位：Goethe University Frankfurt
摘要：This paper addresses a thus-far neglected dimension in human-artificial intelligence (AI) augmentation: machine-induced reflections. By establishing a grounded theoretical-informed model of machine-induced reflection, we contribute to the ongoing discussion in information systems (IS) regarding AI and research on reflection theories. In our multistage study, physicians used a machine learning-based (ML) clinical decision support system (CDSS) to see if and how this interaction can stimulate re...
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作者：Leonardi, Paul
作者单位：University of California System; University of California Santa Barbara
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作者：Neumann, Juergen; Gutt, Dominik; Kundisch, Dennis
作者单位：University of Paderborn; Erasmus University Rotterdam - Excl Erasmus MC; Erasmus University Rotterdam
摘要：Drawing on construal level theory, prior literature has found a positivity bias in online ratings when consumers evaluate an experience from a psychological distance, whether spatial or temporal. Self-distancing theory posits that psychological distance enables individuals to reflect on psychologically distant negative experiences more genuinely, in a less biased way. This raises the question of whether the positivity bias in ratings due to psychological distance persists for negative experien...
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作者：Lehrer, Christiane; Constantiou, Ioanna; Matt, Christian; Hess, Thomas
作者单位：Copenhagen Business School; Copenhagen Business School; University of Bern; University of Munich
摘要：User engagement, a key factor in the success of social media platforms, has long been based on permanent content. A recent paradigm shift in platform design has led large social media providers to implement ephemerality features that by default make shared content disappear after a certain amount of time. However, very little is known about how ephemerality features affect user engagement and behavior in social media. Drawing upon the technology affordance perspective, we conducted a qualitati...
