作者:INRAE; University of California System; University of California Los Angeles
摘要:Relying on a large sample of private and public loan contracts taken from Parisian notarial records, this article examines the private borrowers and lenders who participated in the credit market between 1690 and 1840. It explains the important role notaries played in the market, describes the types of loans available to borrowers and lenders, stresses the importance of the life cycle in explaining the recourse to indebtedness, and ends with a discussion of the difficulties lenders had in asses...
作者:National Bureau of Economic Research
摘要:Early twentieth-century social reformers claimed that public insurance was necessary because employers ignored the financial needs of their unemployed, injured, or ill workers. Reformers dismissed the idea that competition in the labor market would boost the wages of workers who faced greater chances of job-related financial distress. This article reports a test of the compensating-wage-difference hypothesis on wage samples of men, women, and children from 1884 to 1903. We found mixed support ...
作者:COHN, RL
摘要:This article examines the recent view that economic distress was not an important cause of English immigration before 1860. Demographic information is used to show that characteristics of males on suspect passenger lists (those that listed only laborers) matched those of laborers on other lists. Based on this result and other information, laborers appear to be the dominant group of immigrants. Support is thus provided for the view that distress was the most important cause of immigration, even...