The impact of group-based credit programs on poor households in Bangladesh: Does the gender of participants matter?

• 成果类型: Article
• 署名作者: Pitt, MM; Khandker, SR
• 署名单位: Brown University; The World Bank
• 刊物名称: JOURNAL OF POLITICAL ECONOMY
• ISSN/ISSBN: 0022-3808
• DOI: 10.1086/250037
• 发表日期: 1998
• 页码: 958-996
• 关键词: determinants; estimator; models

摘要

This paper estimates the impact of participation, by gender, in the Grameen Bank and two other group-based micro credit programs in Bangladesh on labor supply, schooling, household expenditure, and assets. The empirical method uses a quasi-experimental survey design to correct for the bias from unobserved individual and village-level heterogeneity. We find that program credit has a larger effect on the behavior of poor households in Bangladesh when women are the program participants. For example, annual household consumption expenditure increases 18 taka for every 100 additional taka borrowed by women from these credit programs, compared with 11 taka for men.