Health insurance, treatment and outcomes: Using auto accidents as health shocks

• 成果类型: Article
• 署名作者: Doyle, JJ Jr
• 署名单位: Massachusetts Institute of Technology (MIT)
• 刊物名称: REVIEW OF ECONOMICS AND STATISTICS
• ISSN/ISSBN: 0034-6535
• DOI: 10.1162/0034653053970348
• 发表日期: 2005-05
• 页码: 256-270
• 关键词: workers-compensation; medical-care; RISK

摘要

Previous studies find that the uninsured receive less health care than the insured, yet differences in health outcomes have rarely been studied. In addition, selection bias may partly explain the difference in care received. This paper focuses on an unexpected health shock-severe automobile accidents where victims have little choice but to visit a hospital. Another innovation is the use of a comparison group that is similar to the uninsured: those who have private health insurance but do not have automobile insurance. The medically uninsured arc found to receive 20% less care and have a substantially higher mortality rate.