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最新文章

• The Vulnerability of Minority Homeowners in the Housing Boom and Bust: Corrigendum (vol 8, pg 1, 2013) AI翻译
  作者：Bayer, Patrick; Ferreira, Fernando; Ross, Stephen L.
  作者单位：Duke University; University of Pennsylvania; National Bureau of Economic Research; University of Connecticut
• Technological Change and Risk Adjustment: Benefit Design Incentives in Medicare Part D AI翻译
  作者：Carey, Colleen
  作者单位：Cornell University
  摘要：Subsidized health insurance markets use diagnosis-based risk adjustment to induce insurers to offer an equitable benefit to individuals of varying expected cost. I demonstrate that technological change after risk adjustment calibration-new drug entry and the onset of generic competition made certain diagnoses profitable or unprofitable in Medicare Part D. I then exploit variation in diagnoses' profitability driven by technological change to show insurers designed more favorable benefits for dr...