REGULATION AS SOCIAL POLICY: HOME EVICTIONS AND REPOSSESSIONS IN THE UK AND SWEDEN

• 成果类型: Article
• 署名作者: Haber, Hanan
• 署名单位: Hebrew University of Jerusalem
• 刊物名称: PUBLIC ADMINISTRATION
• ISSN/ISSBN: 0033-3298
• DOI: 10.1111/padm.12171
• 发表日期: 2015
• 页码: 806-821
• 关键词: welfare-state; 3 worlds; capitalism; CRISIS; electricity; VARIETIES; POLITICS; rise; AGE

摘要

This article asks how the UK and Sweden regulate, prevent, or mitigate the consequences of mortgage-related household eviction and repossession. Contrary to initial expectations, the findings show a growth and diversity in both regulation and social spending in the UK intended to address this social issue; something that has not occurred in Sweden. In the UK's liberal 'regulatory welfare regime', the aim is to prevent the eviction and repossession of vulnerable borrowers who have defaulted on their housing loan. In the Swedish social democratic 'regulatory welfare regime', effort focuses instead on minimizing the risk of default before it occurs rather than after the fact. These findings offer a more nuanced understanding of the relations between regulation and welfare more generally, demonstrating that regulation may be used as a form of social policy once the welfare state has failed, as a safety net of last resort.