Insuring health or insuring wealth? An experimental evaluation of health insurance in rural Cambodia

• 成果类型: Article
• 署名作者: Levine, David; Polimeni, Rachel; Ramage, Ian
• 署名单位: University of California System; University of California Berkeley; University of California System; University of California Berkeley
• 刊物名称: JOURNAL OF DEVELOPMENT ECONOMICS
• ISSN/ISSBN: 0304-3878
• DOI: 10.1016/j.jdeveco.2015.10.008
• 发表日期: 2016
• 页码: 1-15
• 关键词: insurance; HEALTH; IMPACT; Randomized trial; Cambodia

摘要

We randomize the insurance premium for the SKY micro-health insurance program in rural Cambodia, allowing us to estimate the causal effects of health insurance on economic, health care utilization, and health outcomes. SKY insurance has its greatest impact on economic outcomes. SKY also changed health-seeking behavior, increasing the use of covered public facilities and decreasing the use of uncovered private care for major illnesses. As expected, due to low statistical power, we did not find statistically significant impacts on health. (C) 2015 Elsevier B.V. All rights reserved.